How Insurance Companies Minimize Payouts

After a workplace injury, you may expect the workers' compensation system to provide the benefits you need. Unfortunately, claims are not always approved without challenges. Insurance carriers may dispute your injury, delay benefits, question your medical treatment, or pressure you to return to work before you are ready.

Taking action too quickly or without understanding your rights could affect the benefits you receive.

Common challenges injured workers face include:

• Delays in approving medical treatment or wage replacement benefits.
• Denied claims based on allegations that the injury was not work related.
• Pressure to return to work before reaching maximum medical improvement.
• Disputes over the severity of your injury or permanent disability.
• Challenges to ongoing medical care or future treatment needs.
• Underpayment of wage replacement benefits.
• Failure to recognize when a third party may also be responsible for your injuries.
  

At Elrod Pope Accident & Injury Attorneys, we understand how the South Carolina workers' compensation system works and know how to protect injured workers throughout the claims process. We gather the evidence needed to support your claim, communicate with the insurance carrier on your behalf, challenge denied or undervalued claims, and determine whether you may also have the right to pursue additional compensation through a third party personal injury claim.

Before accepting a benefit determination, returning to work, or making important decisions about your claim, contact Elrod Pope Accident & Injury Attorneys today for a free consultation.