How Insurance Companies Minimize Payouts

After a serious injury, an insurance company may contact you quickly with questions or even a settlement offer. While it may seem like they are trying to help, their goal is often to resolve your claim for as little as possible.

Accepting an offer before you understand the full extent of your injuries could leave you responsible for future medical bills, lost income, and other expenses.

Common insurance company tactics include:

• Offering a quick settlement before the full cost of your injuries is known.
• Requesting a recorded statement that may later be used to challenge your claim.
• Questioning your injuries or suggesting they were caused by a pre-existing condition.
• Shifting blame to reduce the amount they may have to pay under South Carolina's modified comparative negligence law.
• Disputing your losses: They may challenge medical expenses, lost wages, or the impact your injuries have had on your daily life.
• Delaying your damages, including medical expenses, lost wages, pain and suffering, or future treatment needs.
• Delaying the claims process in hopes that financial pressure will lead you to accept less than you deserve.
  

At Elrod Pope Accident & Injury Attorneys, we know how insurance companies evaluate personal injury claims, and we know how to protect our clients throughout the process. We investigate your case, preserve important evidence, and pursue compensation that reflects the full impact your injuries have had on your life.

Before accepting a settlement or speaking with the insurance company, contact Elrod Pope Accident & Injury Attorneys today for a free consultation.